In the back of my mind there is that little voice that keeps shouting, ‘Don’t spend, don’t spend’, and even though I do actually listen to it, I still ignore it. It’s like there is another voice, ‘Don’t worry, we’ll worry about it later’. How I hate the second one.

So here we are, end of January, knee-deep in debt and what have we got to show after the holiday except memories?

But would I want to go back and do it any other way? No way! Had an awesome holiday!